Telematics adoption keeps climbing, and so does a new line of attack in litigation: if the data showed risky driving, why didn’t anyone act on it? A recent $26 million verdict and growing plaintiff investment in AI suggest this exposure is not going away. For insurers, MGAs, and the fleets they cover, the question is no longer whether to act on the data.
You Should Know Better: Telematics Data and Liability Read More »
AI-enabled dash cameras can now flag more risky events than most fleets can realistically review. But every event a system captures creates a de facto obligation to act on it, and documented inaction becomes a gift to plaintiff attorneys after an accident. The smarter path may be less information, not more.
Commercial auto insurance premiums have outpaced inflation by more than 2x for most of the last decade, and combined ratios are still north of 100. ATRI’s May 2026 report points to a more immediate lever than tort reform: fewer and less severe accidents. Here is why safety, not just compliance, is where fleets can still move the needle.
When Insurance Costs Outrun Inflation, Safety Becomes the Lever Read More »
The Supreme Court’s ruling in Montgomery v. Caribe Transport II opens the door for plaintiff attorneys to pursue freight brokers who hire carriers with poor safety records. For fleets, the message is clear: your safety record is now a business development issue, not just a compliance checkbox.
Full Court Press: Why Your Fleet’s Safety Record Just Became a Broker Issue Read More »
How do you measure the value of an accident that never happens? Fleet safety is not just compliance. It directly impacts costs – insurance premiums, fuel spend, maintenance costs, and long-term profitability.
Insurers can realize immediate underwriting value by using simple, summary-level telematics insights. Here’s how exposure patterns and behavior trends strengthen pricing, segmentation, and loss outcomes.
Extracting Underwriting Value from Telematics Data Read More »
Recent research from Swiss Re challenges the notion that only large corporations face hefty jury verdicts. Combined with the rise of third-party litigation financing, even small and mid-sized businesses are increasingly exposed to high-stakes lawsuits. Here’s what fleets and insurers should know, and why reducing accidents is the best defense
Telematics data is everywhere, but without shared standards fleets, insurers, and providers struggle to compare and use it effectively. In this post, we explore why a common language is overdue, how ACORD’s Commercial Insurance Telematics standard can help, and why shared standards create wins for every stakeholder.
Freeing the Data Hostages Read More »
Adding telematics hardware is easy—the challenge is getting drivers to embrace it. Discover a four-step framework that leading fleets use to unfreeze old habits, recruit peer champions, lock in safer behavior, and keep momentum rolling long after installation day.
All the Cool Kids Are Doing It: Winning Driver Buy-In Read More »
In today’s challenging commercial auto insurance market, businesses with fleets are experiencing painful rate increases and tighter coverage terms. While there’s no quick fix for nuclear verdicts or higher repair costs, your telematics data offers a powerful opportunity to influence underwriters. Discover how GPS and camera systems can favorably impact four key insurance factors: exposure measurement, driver behavior documentation, risk management practices, and loss experience trends – potentially saving premium dollars in this difficult market.
Ouch! My Insurance Hurts! Read More »
